Unibanco-União de Bancos Brasileiros S.A. provides financial products and services to individual and corporate customers in Brazil. It operates in four segments: Retail Banking, Wholesale Banking, Insurance and Pension Plans, and Wealth Management. The Retail Banking segment provides various credit and noncredit products and services to individuals, and small and middle businesses, which include overdraft loans, consumer finance, credit cards, and various deposit accounts. The Wholesale Banking segment provides various products and services, including general and specialized corporate lending, trade finance, capital markets and investment banking services, investment and brokerage services, project finance, and mergers and acquisitions advice. It also provides noncredit products and services to large companies, which include cash management and receivables collection. The Insurance and Pension Plans segment provides life, auto, health and property, and casualty insurance coverage, as well as pensions and retirement plans; and related products and services to individuals and businesses. The Wealth Management segment offers, manages, and administers various investment funds and assets of corporations, private bank customers, foreign investors, and individuals. As of September 13, 2005, the company operated 908 branches and 392 corporate site branches. Unibanco’s strategic partners include Magazine Luiza, Ponto Frio, Sonae Distribuição Brasil S.A., and Fiat do Brasil S.A. The company was founded in 1924 and is headquartered in São Paulo, Brazil. Unibanco-União de Bancos Brasileiros S.A. is a subsidiary of Unibanco Holdings S.A.