SE Financial Corp. operates as the holding company for St. Edmond’s Federal Savings Bank that provides traditional retail banking services primarily in Philadelphia, Pennsylvania, and Deptford and Sewell, New Jersey. The bank generates deposits and originates loans. The bank’s deposit products and services comprise non-interest-bearing demand deposits, NOW accounts, money market deposit, savings, and time certificates of deposits. Its lending products include one- to four-family residential mortgage loans, including investor loans and mixed-use loans; multifamily mortgage loans; commercial real estate mortgage loans; construction loans; home equity loans; savings account loans; and other consumer loans. As of October 31, 2005, the bank conducted its operations through its main office and four branch offices. SE Financial Corp.was founded in 1912 and is based in Philadelphia, Pennsylvania.