Orange County Business Bank, N.A. offers commercial banking services primarily to professionals and businesses in Orange County in California. It offers businesses various depository services that include money market savings and checking accounts, certificates of deposits, courier deposit pick-up services, cash management services, wire transfer facilities, concentration deposit accounts, automated federal and state tax payments, remittance banking, and payroll services. The bank provides various financing facilities, such as formula and streamlined accounts receivable financing, intermediate term loans to finance fixed asset expansion, small business administration 7a and 504 loans, commercial bridge and mini-perm bridge and mini-perm loans, domestic letters of credit, international letters of credit, and construction financing. The bank’s personal banking products and services include depository services, including checking accounts, interest paying checking accounts, money market savings accounts, certificate of deposit accounts, purchase of government securities, ATM cards, debit cards, and wire transfer facilities; credit facilities comprising personal unsecured lines of credit, home equity lines of credit, real estate loans, and lines of credit for overdraft protection; and advisory and personal banking services. It also offers Internet banking services. Orange County Business Bank is headquartered in Newport Beach, California.