Alliance Bancshares California (Bancshares) is a bank-holding company. Bancshares has one bank subsidiary, Alliance Bank (the Bank), and one non-bank subsidiary, Alliance Bancshares California Capital Trust I (the Trust). The Trust was formed to issue trust-preferred securities. Bancshares operates exclusively through the Bank, and the capital stock of the Bank is its principal asset. Bancshares is a relationship-oriented business bank targeting the borrowing and other banking needs of small to medium-sized businesses, builders and professionals in Southern California. It offers secured and unsecured commercial term loans and lines of credit, construction loans for individual and tract single-family homes, and for commercial and multi-family properties, accounts receivable and equipment loans, small business administration (SBA) loans and home equity lines of credit. The Company also offers a variety of deposit accounts, cash management products and other banking services.