Monmouth Community Bancorp serves as a holding company for Monmouth Community Bank (the Bank). The Company has no assets or liabilities other than its investment in the Bank. Monmouth Community Bank provides a range of banking services to individual and business customers located primarily in coastal Monmouth County, New Jersey. Business people and professionals are offered a range of deposit and loan products designed to satisfy their occupational and personal financial needs. In addition, Monmouth Community Bank provides an array of consumer banking services to the general public residing or working in the market area to which it serves. The Bank conducts business through six full-service branch facilities located in Long Branch, Spring Lake Heights, Little Silver, Neptune, Neptune City and Ocean Grove, New Jersey.