Third Century Bancorp is formed to become the holding company for Mutual Savings Bank. The bank is a mutual savings bank that provides financial services to individuals, families, and small businesses. It offers a variety of lending, deposit, and other financial services to its retail and commercial customers. The bank attracts deposits from the general public and primarily from residents of Johnson County. It originates loans secured generally by one- to four-family residential real property. The bank also offers commercial real estate loans, commercial business loans, construction loans, and consumer loans. It offers various deposits to its customers consisting primarily of certificates of deposit, savings accounts, and checking accounts. The company was formed in 2004 and has principal offices in Franklin, Indiana.